Fintech Solutions — IBSS
Financial Technology · Lagos, Nigeria

Secure Payments. Reliable Business Growth.

Built for the needs of Nigerian businesses — secure payment systems designed with Nigerian regulations in mind, reliable payment tools, and digital banking features that help you lead the market.

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Our Approach

Solid financial foundations for your business.

Nigeria's financial sector is fast-moving and strictly regulated. Building for this market requires a deep understanding of government rules, security standards, and the local payment systems that millions of Nigerians rely on every day.

Inventrium brings years of experience to every project — ensuring your product is not only easy to use but also fully secure, reliable, and ready to grow.

Fintech Infrastructure IBSS
Core Capabilities

What we build for you

Full-spectrum fintech infrastructure — from payment rails to investment platforms.

01
Reliable Payment Systems

Connect to all major Nigerian payment systems easily.

We build secure connections to all the major Nigerian payment gateways — including Paystack, Flutterwave and OlivePay. We ensure your payments are fast, reliable, and easy to track and reconcile.

  • Full Paystack, Flutterwave & OlivePay setup
  • Multiple currency support
  • Easy bank transfers & USSD options
  • Automatic account number generation
  • Secure payment confirmation systems
Setup Your PaymentsRequest a Meeting
Connect to all major Nigerian payment systems easily.
02
Digital Banking & Savings

Lending, savings, and assets — built for growth.

Whether you are launching a digital bank, a savings app, or an investment platform, we build the entire system for you — from secure customer verification to interest calculations and legal reporting.

  • Banking set-up designed with CBN rules in mind
  • Quick customer identity verification
  • Easy-to-use lending and scoring tools
  • Automated interest and savings engines
  • Professional investment management tools
Build Your Digital BankRequest a Meeting
Lending, savings, and assets — built for growth.
03
Smart Financial Tools

Connect your app to the wider financial world.

We help you connect your app to other financial services safely. This allows you to offer smarter tools like automated budget tracking, easier payments, and personalized financial advice for your customers.

  • Secure financial data sharing
  • Connect with existing bank accounts
  • Simplified payment initiation
  • Safe and secure customer consent
  • Easy-to-use developer tools
Explore Smart ToolsRequest a Meeting
Connect your app to the wider financial world.
Regulatory Assurance

Designed with CBN consumer-protection rules, NDPA 2023 and PCI DSS in mind.

We take the CBN Consumer Protection Regulations, NDPA data privacy requirements and PCI DSS security standards into account from the first architecture decision, not as an afterthought. Fintech-grade builds typically start from ₦10M+ (see our mobile app cost guide). Fixed written quote after a free 30-minute consultation.

FAQ

Fintech & payment systems — your questions answered

Fintech build cost depends heavily on scope — integrating a payment gateway into an existing app is a modest project, while building a full digital bank or lending platform with customer verification, compliance reporting and an admin system is a substantial one. There are also ongoing costs such as gateway transaction fees, infrastructure and maintenance. Because regulatory and security requirements vary by product, we do not quote blind: we run a free scoping call to map your features and compliance needs, then send a fixed written quote with no hidden fees.
It depends on what you are doing. Simply accepting payments through an established payment gateway (we integrate Paystack, Flutterwave and OlivePay) generally does not require your own licence; the gateway holds the relevant CBN approval. But if you are holding customer funds, lending, issuing wallets or operating as a payment service provider, CBN licensing (such as a PSSP, PSB or MFB licence) usually applies. We help you understand which category your product falls into and architect the system to meet the relevant CBN requirements from day one.
All the major Nigerian gateways, including Paystack, Flutterwave and OlivePay. We build secure connections for card payments, bank transfers, USSD and automatic virtual account number generation, with reliable payment confirmation and easy reconciliation. We can integrate a single provider or unify several behind one interface so you are not locked to one rail and can route for cost or reliability.
We design with these in mind from day one, not bolted on afterwards. We take into account the CBN Consumer Protection Regulations, the Nigeria Data Protection Act (NDPA) 2023 for customer data privacy, and PCI DSS security standards for handling card and payment data. Sensitive data is encrypted, access is controlled, and we document the setup so you can show regulators and partners how your product is set up.
We apply layered security: encryption of data in transit and at rest, secure customer identity verification (KYC), secure PIN and biometric authentication, real-time transaction alerts, and continuous monitoring for fraud and suspicious activity. Card data is handled to PCI DSS standards and never stored where it should not be. The goal is a platform your customers can genuinely trust with their money and their information.

Ready to launch a fintech your customers can trust?

Share your fintech idea. Our engineering team will design a secure solution, designed with CBN rules in mind, built to scale with Nigeria’s payment ecosystem.

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